If you invest in real estate, getting the right insurance coverage is a vital way to protect that investment, although there are several risks to take into account.

First, you’ll need the same basic protections as with standard landlord insurance. These include must-haves like personal liability and property damage, plus optional extras that are well worth considering, such as insurance against lost rent while a property is being repaired.

Next, you’ll need to check how your policy deals with periods when properties are vacant. Some risks are higher during this time, such as those associated with a burst pipe or a fire. If nobody’s in the property, these disasters might not be discovered until the damage is severe.

If you are doing improvement work on a property, such as a renovation or extension, you may need builders risk and installation insurance. This covers liability for injuries to construction workers and protects against damage to property, such as vandalism or severe weather, while the property is still under construction and more exposed.

We offer many investors higher limits without higher premiums. Learn more about our program here.

To find out more about insuring your property portfolio, contact us today.

Let’s discuss your real estate investor insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate real estate investor insurance solution. There’s no obligation, just good-old-fashioned advice.
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Carnahan Insurance Agency offers comprehensive real estate investor insurance in San Antonio and throughout the state of Texas.